Sl. No.ParticularsAmount
SAVINGS DEPOSIT ACCOUNTS 
I.Opening of Account 
a.With Chequebook facility Account (Minimum)Rs.1000/-
b.Without Chequebook facility Account (Minimum)Rs.500/-
c.Opening of Account (No Frill / Zero Balance)Nil
II.Minimum Balance to be maintained 
a.With Chequebook facility AccountRs.1000/-
b.Without Chequebook facility AccountRs.500/-
c.Farmers SB A/c Min. Balance to be maintained (Product Code 2204)Nil
III.Penal Charges for non maintaining minimum balance 
a.With Chequebook facility Account (Quarterly)Rs.20/ Quarter
b.Without Chequebook facility Account (Quarterly)Rs.20/ Quarter
c.Farmers SB A/c Min. Balance to be maintained (Product Code 2204)Nil
   
IVService Charges 
a.With Chequebook facility Account (Annual)Rs.50/-
b.Without Chequebook facility Account (Annual)Rs.25/-
  
VFolio charges 
 For all Savings Bank Accounts per annum per folio.

Folio means 40 transactions.

Even for no transactions.

Rs.15/-
 
VICheque Book issue charges 
a.Cheque Book charges – 10 leaves in a yearRs.20/-
b.Additional chequebook 10 leavesRs.20/-
c.Loose leaf cheques eachRs.5/-
 
VIICheque Bounce Charges (Cheque Return charges) per instanceRs.100/-
 
VIIICheque Collection charges 
a.Outstation cheque collection charges

Rs.5/- per Rs.1000/- Min. Rs.20/-

and Max. Rs.500/-   +   Postage Rs.25/-

Minimum Rs.20/- Maximum Rs.500/- + Postage Rs.25/-
b.Local Cheque Collection chargesRs.20/-
IX.Cheque return uncollected above 15 days per instance.Rs.10/-
  
X.Account closure charges 
(without cheque Book facility accounts) 
Below one yearRs.100/-
XI(with Cheque Book facility)
a.Below one yearRs.250/-
b.Above one yearRs.150/-

CURRENT DEPOSIT ACCOUNTS

Sl. No.ParticularsAmount
I.Opening of AccountRs.2000/-
II.Minimum Balance to be maintained 
a.With Chequebook facility AccountRs.2000/-
III.Penal Charges for non-maintaining minimum balance 
a.With Chequebook facility Account (Pri-Annual)Rs.100/-
  
IVService Charges 
a.With Chequebook facility Account (Annual)Rs.100/-
 
VFolio charges 
For all Current Accounts per annum per folio.

Folio means 40 transactions.

Even for no transactions.

Rs.25/-
 
VICheque Book issue charges 
a.Cheque Book charges – 20 leaves in a yearRs.20/-
b.Additional chequebook 20 leavesRs.20/-
   
VIICheque Bounce Charges per instance

(Cheque Return charges)

Rs.150/-
  
VIIICheque Collection charges 
a.Outstation cheque collection charges

Rs.5/- per Rs.1000/-

Min. Rs.20/- and Max. Rs.500/-   +

Postage Rs.25/-

Minimum Rs.20/- Maximum Rs.500/- + Postage Rs.25/-
b.Local Cheque Collection chargesRs.20/-
IX.Cheque return uncollected above 15 daysRs.10/-
 
X.Account closure charges 
a.Below one yearRs.300/-
b.Above one yearRs.200/-
   
DD/ Bankers Cheque / Pay order 
  
Commission
AFor all the branches except A.C.Branch
Upto Rs.10,000/-Rs.30/-
Rs.10,001/- to Rs.25,000/-Rs.30/- + Rs.2.5/- per each 1000 or part thereof
Rs.25,001/- to Rs.1,00,000/-Rs.67 + Rs.2.00/- per each 1000 or part thereof
Above Rs.1,00,000/-Rs.217/- + Rs.1.50/- per each 1000 or part thereof
BFor A.C.Branch
Upto Rs.10,000/-Rs.15/-
Rs.10,001/- to Rs.49,999/-Rs.15/- + Rs.1.5/- per each 1000 or part thereof
Other than the above slabsRates mentioned @ A
 
CFor all affiliated Societies75 % of the above ratesmentioned @A
  
DCancellationRs.100/-
ERevalidationRs.100/-
FIssue of Duplicate DraftsRs.100/-
   
 RTGS /NEFT 
ANEFT charges (Inclusive of ST) 
 Upto Rs.10,000/-Rs.2.50Ps.
 Above Rs.10,000/- and Upto Rs.1.00 lakhRs.5/-
 Above Rs.1.00 lakh and Upto Rs.2.00 lakhsRs.10/-
 Above Rs.2.00 lakhsRs.20/-
 
BRTGScharges (Inclusive of ST) 
 Rs.2.00 lakh and upto Rs.5.00 lakhsRs.25/-
 Above Rs.5.00 lakhsRs.45/-
 
Bills Commission 
Irrespective of amountSame as DD/PO commission + postage Rs.30/-
 
I.Administration and Processing fee 
a.Cost of loan Applications (No charges for NL, GL)Rs.100/-
b.Entrance feeRs.11/-
 
Processing charges 
a.For Gold loans0.50 %.
b.For all Direct loans

(Except Gold loans / LT / SAO)

1.00 %

(max.

Rs.10,000/-)

  
Share Capital 
a.B Class Membership (All loans except loan against deposit and lockers)Rs.100/-
 
Caution Deposit for lockers 
a.Small cabinet till closureRs.15,000/-
b.Medium cabinet till closureRs.25,000/-
c.Large cabinet till closureRs.50,000/-
 
Break open of lockerActuals to be borne by the customer
 
Penalty on Recurring DepositRs.1.50/- per instalment of hundred rupees
 
Issue of Duplicate passbookRs.50/-
Issue of No Due CertificateRs.100/-
Bank Guarantee
If the deposited amount is 100 %1.50%
If the deposited amount is 50 %2.00%
If the deposited amount is 50 %3.00%
Normal loan interest charges above deposit Rate2.00 %
 
Gold loan interest charges (Minimum days)15 days
All other loans interest charges (Minimum days)30 days
Penal Interest on all loans2.00 %

LOCKER RENTS

Locker detailsLOCKER RENT PER ANNUM
No.Size 1No.Size 2No.Size 3No.Extra Size
90 Lockers cabin90Rs.600/-—-—-—-—-—-—-
75 Lockers cabin66Rs.600/-6Rs.1,200/-3Rs.2,400/-—-—-
60 Lockers cabin30Rs.600/-30Rs.1,200/-—-—-—-—-
51 Lockers cabin46Rs.900/-3Rs.1,800/-—-—-2Rs.3,800/-
45 Lockers cabin—-—-45Rs.1,200/-—-—-—-—-
32 Lockers cabin—-—-28Rs.1,200/-2Rs.2,800/-2Rs.4,800/-
21 Lockers cabin—-—-—-—-21Rs.2,500/-—-—-

Applicable Service Tax (as decided by Government of India from time to time) on all the charges would be levied.

Sd/- V Bhanu Prasad

Chief Executive Officer