Toll Free No: 1800 4256 999 [email protected]

Sl. No. Particulars Amount
SAVINGS DEPOSIT ACCOUNTS  
I. Opening of Account  
a. With Chequebook facility Account (Minimum) Rs.1000/-
b. Without Chequebook facility Account (Minimum) Rs.500/-
c. Opening of Account (No Frill / Zero Balance) Nil
II. Minimum Balance to be maintained  
a. With Chequebook facility Account Rs.1000/-
b. Without Chequebook facility Account Rs.500/-
c. Farmers SB A/c Min. Balance to be maintained (Product Code 2204) Nil
III. Penal Charges for non maintaining minimum balance  
a. With Chequebook facility Account (Quarterly) Rs.20/ Quarter
b. Without Chequebook facility Account (Quarterly) Rs.20/ Quarter
c. Farmers SB A/c Min. Balance to be maintained (Product Code 2204) Nil
     
IV Service Charges  
a. With Chequebook facility Account (Annual) Rs.50/-
b. Without Chequebook facility Account (Annual) Rs.25/-
   
V Folio charges  
  For all Savings Bank Accounts per annum per folio.

Folio means 40 transactions.

Even for no transactions.

 Rs.15/-
 
VI Cheque Book issue charges  
a. Cheque Book charges – 10 leaves in a year Rs.20/-
b. Additional chequebook 10 leaves Rs.20/-
c. Loose leaf cheques each Rs.5/-
 
VII Cheque Bounce Charges (Cheque Return charges) per instance Rs.100/-
 
VIII Cheque Collection charges  
a. Outstation cheque collection charges

Rs.5/- per Rs.1000/- Min. Rs.20/-

and Max. Rs.500/-   +   Postage Rs.25/-

 Minimum Rs.20/- Maximum Rs.500/- + Postage Rs.25/-
b. Local Cheque Collection charges Rs.20/-
IX. Cheque return uncollected above 15 days per instance. Rs.10/-
   
X. Account closure charges  
(without cheque Book facility accounts)  
Below one year Rs.100/-
XI (with Cheque Book facility)
a. Below one year Rs.250/-
b. Above one year Rs.150/-

CURRENT DEPOSIT ACCOUNTS

Sl. No. Particulars Amount
I. Opening of Account Rs.2000/-
II. Minimum Balance to be maintained  
a. With Chequebook facility Account Rs.2000/-
III. Penal Charges for non-maintaining minimum balance  
a. With Chequebook facility Account (Pri-Annual) Rs.100/-
   
IV Service Charges  
a. With Chequebook facility Account (Annual) Rs.100/-
 
V Folio charges  
For all Current Accounts per annum per folio.

Folio means 40 transactions.

Even for no transactions.

 Rs.25/-
 
VI Cheque Book issue charges  
a. Cheque Book charges – 20 leaves in a year Rs.20/-
b. Additional chequebook 20 leaves Rs.20/-
     
VII Cheque Bounce Charges per instance

(Cheque Return charges)

 Rs.150/-
   
VIII Cheque Collection charges  
a. Outstation cheque collection charges

Rs.5/- per Rs.1000/-

Min. Rs.20/- and Max. Rs.500/-   +

Postage Rs.25/-

 Minimum Rs.20/- Maximum Rs.500/- + Postage Rs.25/-
b. Local Cheque Collection charges Rs.20/-
IX. Cheque return uncollected above 15 days Rs.10/-
 
X. Account closure charges  
a. Below one year Rs.300/-
b. Above one year Rs.200/-
     
DD/ Bankers Cheque / Pay order  
   
Commission
A For all the branches except A.C.Branch
Upto Rs.10,000/- Rs.30/-
Rs.10,001/- to Rs.25,000/- Rs.30/- + Rs.2.5/- per each 1000 or part thereof
Rs.25,001/- to Rs.1,00,000/- Rs.67 + Rs.2.00/- per each 1000 or part thereof
Above Rs.1,00,000/- Rs.217/- + Rs.1.50/- per each 1000 or part thereof
B For A.C.Branch
Upto Rs.10,000/- Rs.15/-
Rs.10,001/- to Rs.49,999/- Rs.15/- + Rs.1.5/- per each 1000 or part thereof
Other than the above slabs Rates mentioned @ A
 
C For all affiliated Societies 75 % of the above ratesmentioned @A
   
D Cancellation Rs.100/-
E Revalidation Rs.100/-
F Issue of Duplicate Drafts Rs.100/-
     
  RTGS /NEFT  
A NEFT charges (Inclusive of ST)  
  Upto Rs.10,000/- Rs.2.50Ps.
  Above Rs.10,000/- and Upto Rs.1.00 lakh Rs.5/-
  Above Rs.1.00 lakh and Upto Rs.2.00 lakhs Rs.10/-
  Above Rs.2.00 lakhs Rs.20/-
 
B RTGScharges (Inclusive of ST)  
  Rs.2.00 lakh and upto Rs.5.00 lakhs Rs.25/-
  Above Rs.5.00 lakhs Rs.45/-
 
Bills Commission  
Irrespective of amount Same as DD/PO commission + postage Rs.30/-
 
I. Administration and Processing fee  
a. Cost of loan Applications (No charges for NL, GL) Rs.100/-
b. Entrance fee Rs.11/-
 
Processing charges  
a. For Gold loans 0.50 %.
b. For all Direct loans

(Except Gold loans / LT / SAO)

 1.00 %

(max.

Rs.10,000/-)
   
Share Capital  
a. B Class Membership (All loans except loan against deposit and lockers) Rs.100/-
 
Caution Deposit for lockers  
a. Small cabinet till closure Rs.15,000/-
b. Medium cabinet till closure Rs.25,000/-
c. Large cabinet till closure Rs.50,000/-
 
Break open of locker Actuals to be borne by the customer
 
Penalty on Recurring Deposit Rs.1.50/- per instalment of hundred rupees
 
Issue of Duplicate passbook Rs.50/-
Issue of No Due Certificate Rs.100/-
Bank Guarantee
If the deposited amount is 100 % 1.50%
If the deposited amount is 50 % 2.00%
If the deposited amount is 50 % 3.00%
Normal loan interest charges above deposit Rate 2.00 %
 
Gold loan interest charges (Minimum days) 15 days
All other loans interest charges (Minimum days) 30 days
Penal Interest on all loans 2.00 %

LOCKER RENTS

Locker details LOCKER RENT PER ANNUM
No. Size 1 No. Size 2 No. Size 3 No. Extra Size
90 Lockers cabin 90 Rs.600/- —- —- —- —- —- —-
75 Lockers cabin 66 Rs.600/- 6 Rs.1,200/- 3 Rs.2,400/- —- —-
60 Lockers cabin 30 Rs.600/- 30 Rs.1,200/- —- —- —- —-
51 Lockers cabin 46 Rs.900/- 3 Rs.1,800/- —- —- 2 Rs.3,800/-
45 Lockers cabin —- —- 45 Rs.1,200/- —- —- —- —-
32 Lockers cabin —- —- 28 Rs.1,200/- 2 Rs.2,800/- 2 Rs.4,800/-
21 Lockers cabin —- —- —- —- 21 Rs.2,500/- —- —-

Applicable Service Tax (as decided by Government of India from time to time) on all the charges would be levied.

Sd/- V Bhanu Prasad

Chief Executive Officer